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Best Debt Consolidation in Green Bay, WI

Nov. 19, 2019, 10:57 p.m.

Green Bay residents overwhelmed by debt can turn to debt consolidation to eliminate creditor calls and overdue notices. Debt consolidation companies take debt from multiple sources and negotiate with creditors to lower the total amount you owe. Our partners at ConsumerAffairs researched the best debt consolidation in Green Bay to help you live a debt-free life.

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#1
RECOMMENDED
National Debt Relief

Get out of debt!

VISIT WEBSITE
CALL NATIONAL DEBT RELIEF
(844) 462-9121
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#1 MOST POPULAR
National Debt Relief
National Debt Relief
Features
  • Minimum $10,000 debt required
  • Available in Green Bay
  • No fees until your debts are settled
  • BBB A+ Rating
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VISIT WEBSITE
CALL NATIONAL DEBT RELIEF
(844) 462-9121
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#2
CreditAssociates
CreditAssociates
Features
  • Available 24/7
  • Free Debt Analysis and consultation
  • Collateral not required
  • A+ BBB rating
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#3
Accredited Debt Relief
Accredited Debt Relief
Features
  • Resolves debt in 24 to 48 months
  • Multiple plans to fit your needs
  • Minimum $10,000 debt required
  • Available in Green Bay
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VISIT WEBSITE
(877) 566-8703
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#4
Freedom Debt Relief
Freedom Debt Relief
Features
  • Available in Green Bay
  • No-risk cosultation
  • Minimum $15,000 debt required
  • One low payment
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VISIT WEBSITE
(866) 515-6714
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#5
Pacific Debt
Pacific Debt
Features
  • Plans tailored to your budget
  • Free consultation with certified debt counselor
  • Helps you learn to live debt free
  • A+ BBB rating
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How to choose debt consolidation in Green Bay

Green Bay Skyline

Wisconsin has a higher average credit score than the nation as a whole, but residents also have more credit card debt than the average consumer. State and federal laws protect Green Bay residents from extreme creditor practices, but dealing with creditors and debt collection companies is exhausting and overwhelming. For many people, debt consolidation is the best way to get out of debt for good.

Credit scores and debt in Wisconsin

United States Wisconsin
Average Credit Score 687 707
Average Credit Card Debt $5,700 $6,484

Debt consolidation companies in Green Bay assist with unsecured debt, which is money borrowed without collateral. Credit card debt, overdue bills and most personal loans are unsecured debt. Secured debt, such as mortgages and auto loans, uses an asset as collateral and is ineligible for debt consolidation.

For consumers in Green Bay with at least $10,000 in debt, debt consolidation is an alternative to bankruptcy. Debt consolidation lets you combine payments into one lower payment while lowering your interest rate.

Once approved and enrolled in a program in Green Bay, customers put a monthly payment into a fund allocated toward the debt settlement. The debt consolidation company uses the amount in that fund to negotiate with creditors and settle your debts for a lower amount than you owe. The process generally lasts two to four years, though every situation is unique.

If you don’t qualify for debt settlement because the amount you owe isn’t large enough, you may be able to transfer your debts to a credit card with an introductory zero percent interest rate or take out a debt consolidation loan. A debt consolidation loan is a loan used to pay off your existing debts, allowing you to make one monthly payment to that loan instead of multiple debtors.

Unlike debt settlement, a debt consolidation loan does not decrease the amount of money you owe. Debt settlement is also available for people in Green Bay with low credit scores who do not qualify for debt consolidation loans.

The Wisconsin Department of Agriculture, Trade and Consumer Protection cautions consumers against working with a debt consolidation provider that charges upfront fees or makes specific promises about how much debt the company can eliminate. By being informed when choosing a debt consolidation company, you can begin your journey towards a better financial outlook.

National Debt Relief

National Debt Relief

CALL NATIONAL DEBT RELIEF

(844) 462-9121 VISIT NATIONAL DEBT RELIEF

National Debt Relief was founded in 2008 and is a member of the American Fair Credit Council and International Association of Professional Debt Arbitrators. They’re a BBB-accredited company with an A+ rating. Reviewers from Green Bay confirm their debt totals were negotiated down and say they appreciated the easy process.

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CreditAssociates

CreditAssociates VISIT CREDITASSOCIATES

A proprietary electronic debt settlement system combined with expert debt consultants makes Credit Associates an effective choice for debt relief. Reviews say that customer service is helpful and communicates well throughout the process, which lasts between two and three years. You can get a free consult with no obligation by contacting the company.

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Accredited Debt Relief

Accredited Debt Relief

(877) 566-8703 VISIT ACCREDITED DEBT RELIEF

Accredited Debt Relief offers a free consultation to determine which of their programs best suits your specific situation. They have more than 20 years of experience and pride themselves on helping their communities by contributing to several national charities. Customers in Green Bay appreciate their staff taking the time to carefully explain the process and options.

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Freedom Debt Relief

Freedom Debt Relief

(866) 515-6714 VISIT FREEDOM DEBT RELIEF

Freedom Debt Relief has more than 600,000 people enrolled in their program and has resolved over $9 billion in debt since their founding in 2002. An online dashboard keeps you informed of your progress and status at any time, and their process begins with a risk-free consultation. Customers in Green Bay appreciate the top-notch customer service.

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Pacific Debt

Pacific Debt VISIT PACIFIC DEBT

With certified debt counselors to guide your debt settlement every step of the way, Pacific Debt charges no upfront fees until you get results. The company has helped settle more than $200 million in debt for clients. Reviews speak highly of having access to a personal account manager who can help set up an affordable payment plan.

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Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.

Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgement or subject matter expert’s judgement. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.