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Best Mortgage Lenders in Green Bay, WI

Sept. 26, 2019, 9:25 p.m.

With an increasing demand for houses in Green Bay, it’s important for homebuyers to secure their mortgage early to prevent their dream home from getting away. Our partners at ConsumerAffairs reviewed the best mortgage lenders in Green Bay to make your homebuying process straightforward and stress-free.

Everyone deserves to make thoughtful, informed purchase decisions. The local guides provided on this website are free for consumers. NBC26 may receive compensation from our partners. Learn more.

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#1
RECOMMENDED
AmeriSave

Learn about your home loan options!

CALL AMERISAVE
(866) 815-0655
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#1 Most popular
AmeriSave
AmeriSave
Features
  • Calculate your payments online
  • A+ rating with the BBB
  • Available in Green Bay
  • Offers a variety of loan options
Read More
CALL AMERISAVE
(866) 815-0655
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#2
HomeDirect
HomeDirect
Features
  • A direct lender
  • Online application service
  • Experienced specialists
  • Available in Green Bay
Read More
VISIT WEBSITE
CALL HOMEDIRECT
(888) 266-2249
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#3
Cornerstone Mortgage
Cornerstone Mortgage
Features
  • Offers a lowest closing cost guarantee
  • Can close in as little as two weeks
  • Side-by-side comparisons of multiple loans
  • Offers a wide variety of loan programs
Read More
Location
1830 W. Mason St., Ste 1
Green Bay, WI 54303
(920) 429-1500
#4
AMEC Home Loans
AMEC Home Loans
Features
  • Offers 7 types of loans
  • Has a $10,000 closing guarantee
  • Family-owned company
  • Founded in 2007 & has more than 50 branches
Read More
Location
812 Cormier Rd.
Green Bay, WI 54304
(920) 632-4902
Guaranteed Rate
Guaranteed Rate
Features
  • M-F: 8:30am - 5:30pm
  • Closed Sat and Sun
  • guaranteedrate.com/offices/WIGreenBay
Location
926 Willard Dr., Ste. 126
Green Bay, WI 54304
(872) 808-1537
Executive Mortgage
Executive Mortgage
Features
  • M-F: 8am - 5pm
  • Sat: 8am - 12pm
  • Closed Sun
  • execmort.com
Location
909 E Walnut St.
Green Bay, WI 54301
(920) 490-8823
Waterstone Mortgage
Waterstone Mortgage
Features
  • M-F: 8am - 6pm
  • Closed Sat and Sun
  • appleton-wi.waterstonemortgage.com/GreenBay.html
Location
2830 Ramada Way, Ste. 103
Green Bay, WI 54304
(920) 964-0433
Commonwealth Mortgage Group
Commonwealth Mortgage Group
Features
  • M-Th: 8:30am - 6pm
  • F: 8:30am - 4:30pm
  • Closed Sat and Sun
  • commonwealthmg.com
Location
926 Willard Dr., Ste. 224
Green Bay, WI 54304
(920) 684-5650
AmeriCU Mortgage
AmeriCU Mortgage
Features
  • M-F: 9am - 5pm
  • Closed Sat and Sun
  • americu.com
Location
2670 S Ashland Ave., Ste. 102
Green Bay, WI 54304
(920) 497-7661

How to choose a mortgage lender in Green Bay

Skyline

The U.S. Department of Housing and Urban Development forecasts a demand for 2,000 new homes in Green Bay over the next couple of years as the local population grows. Much of this population growth is expected based on Green Bay’s strong economy and home prices that are about 10 percent lower than the state average. Demand is highest for homes near Humboldt and homes costing between $200,000 to $300,000.

A house is the largest purchase most people make, and it’s important to get the lowest interest rate possible to keep your total costs down. Several factors affect your interest rate, including general market conditions, your personal financial situation—including your credit score and income—and the terms of your loan.

When determining how much you will need to finance a home, consider other expenses that could cut into what you saved for your down payment. Some are recurring and can add to monthly expenses in addition to your mortgage. Such costs include:

  • Inspection fees
  • Appraisal fees
  • Closing costs
  • Moving costs
  • Property taxes
  • Homeowners insurance
  • Homeowners association fees

There are many types of mortgage loans available in Green Bay. Conventional mortgages can have a fixed or adjustable interest rate. A fixed rate protects you if interest rates go up, but you won’t see a benefit if rates go down. You may also have a 15-year or 30-year term. You’ll pay more each month with a 15-year mortgage, but the final amount will be lower than it will with a 30-year mortgage.

Your mortgage company can help you decide which loan type is right for you. Popular mortgage loans include:

  • Conventional loans: These loans are not guaranteed or insured by any government agency. Buyers who have high credit scores and can afford a large down payment are best qualified for this type of loan.
  • FHA (Federal Housing Administration) loans: FHA loans are guaranteed by the federal government and are a good option for homebuyers with lower credit scores. These loans require mortgage insurance and generally cost more over the life of the loan.
  • VA (Veterans Affairs) loans: These low-interest loans are available for active members of the armed services, military veterans and surviving spouses. The U.S. Department of Veterans Affairs guarantees the loan, which has no down payment and no mortgage insurance requirement.
  • HUD loans: The Department of Housing and Urban Development guarantees these loans, which are available to low-income borrowers.
  • Jumbo loans: These loans are for high-value mortgages that do not conform to the standards set by the major lenders and therefore are not eligible to be guaranteed or securitized by Fannie Mae or Freddie Mac.
  • USDA loans: The Department of Agriculture guarantees these loans. They are available to buyers in specified rural areas.

AmeriSave

AmeriSave

CALL AMERISAVE

(866) 815-0655

AmeriSave offers online quotes without requiring any personal information and has financed more than 228,000 homes. The company offers a variety of loan packages to suit any customer and has funded more than $47 billion in mortgage loans. Green Bay customers say they appreciated the company’s online tools, but some people felt the staff could have been more attentive.

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HomeDirect

HomeDirect

CALL HOMEDIRECT

(888) 266-2249 VISIT HOMEDIRECT

HomeDirect uses an automated online application system to speed up your application process without adding any costs. The company is a direct lender of mortgage loans, so you’ll continue to work with HomeDirect employees through the lifetime of your mortgage. Many reviewers in Green Bay appreciate the company’s easy online application.

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Cornerstone Mortgage

Cornerstone Mortgage

Cornerstone Mortgage can close in as little as two weeks and offers a lowest closing cost guarantee. The company also offers a side-by-side comparison of multiple loan types to help you choose which is best for you. Customers in Green Bay note how knowledgeable the staff is and how informed they keep customers throughout the process.

AMEC Home Loans

AMEC Home Loans

AMEC Home Loans is a family-owned company with more 50 branches. The company was founded in 2007 and is one of the fastest growing mortgage companies in the U.S. Green Bay customers appreciate the great customer service and how communicative and helpful their staff is.

Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.

Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgement or subject matter expert’s judgement. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.